The Loan ExpertJune 18, 2010
Perspectives by Joel Pate
When Will This Change?
Over the years, I have given advice to a number of friends and associates who have gone through some trying times. Everyone always asks, "When will this change?"
Always remember-nothing will change until you change it! To me, this is the good news. At least it's up to me and I won't be waiting around for somebody else to find the time to help me. I can do it myself. Of course, we are talking about issues like money, credit, lifestyle, people, etc. Some things you just have to accept and the acceptance of them will determine how you deal with them so then we are right back on topic. But, you can change so many things that at this moment are causing you a great deal of difficulty.
Several years ago, my first unofficial mentor gave me this advice when I was going through my first financial crisis. I say first because there have been a number of them over the years. Every time I go through a problem or have a crisis, I remember his words: "You are earning exactly what you are worth. If you want to earn more, become 'worth' more."