I designed "Planning for Success Program" specifically for First Time Home Buyers!
During our first consulation meeting I will review the Credit Report in great detail (it really is ALL ABOUT credit scores right now!) and will provide a personalized Analysis of what needs to be done in order to improve the credit scores! This analysis will help minimize the interest rate, points, and closing costs on the future mortgage loan!
All First Time Home Buyer's I meet with get a FREE 3 Bureau Credit Report and I teach them how to read the report and then we talk about down payment and closing cost basics.
As our meeting continues, it becomes the "Getting Ready to Buy Program" which includes:
"Shopping for a Home" and why a Pre-Approval is better than a Pre-Qualification!
"The Home Loan Process": Here I give them the EXCELLENT 490 page book, "101 Questions Every First Time Home Buyer Should Ask", authored by Ilyce R Glink
"Planning for a Successful Closing" outlines the 19 steps of the homebuying process!
"Realtor Endorsement" and the value they bring to the success of the transaction!
Call or e-mail me to set up a "Planning for Success" consultation meeting!