Tuesday, October 12, 2010

I Recommend Marty Without Reservation: Closing September 24. 2010


 Marty helped me about 15 months ago when I bought a home.  I was very pleased and impressed with all he did at that time.  With interest rates falling, I was considering a refinance.  Before I acted on my instinct, Marty sent me an e-mail saying that he recalled my rate and he would love to help me take advantage of the lower rates.  HE got in touch with ME.  THAT’S invaluable service!  Marty worked the numbers and ironed out any possible problems and I was able to lower my interest rate.  I highly recommend Marty to all my friends and associates without reservation.  Doug Paskett

Thank you for the Speed, Ease and Professionalism: Closing October 7, 2010


Marty.
It has been a very busy week since we closed, but I did not want to let anymore time pass without telling you how much we enjoyed working with you and you staff. I can not say enough about the speed, professionalism and how easy you made this process of refinancing our home. The manner which things were handled made us feel comfortable from the beginning that you had our best interest as a priority. Thanks again.  Pat and Clara Lynch

Monday, October 11, 2010

Why Mortgage Lenders Want Tax Returns

Why mortgage lenders want tax returns
By Marcie Geffner • Bankrate.com


Shopping for a home mortgage loan? Prepare to hand over real proof of your taxable income.
During the housing boom, lenders rarely required borrowers to provide copies of federal tax returns.
But today, lenders often ask borrowers to turn over entire tax returns, according to Brad Blackwell, national sales manager for Wells Fargo Home Mortgage.
"Often, people will think they can bring in the first two pages of the tax return, and what they need to bring is the full tax return and all schedules because a person's full income picture is contained in the entire set of documents, not just the first two pages," he says.