Home Loan Rates And What Affects Them

It's a Small World After All
Globalization's Impact on Home Loan Rates

Today we live in a global economy, an interconnected world where goods and capital move freely at lightning speed across countries. The widely accepted view is that globalization not only benefits all countries across the world but lends itself towards the betterment of the economy as a whole.
As we have seen, globalization can also have a negative impact with a domino effect in times of turmoil and unrest. This impact affects the financial markets both in the U.S. and abroad.
Flight to Safety
When there is political unrest, which was sparked recently in Egypt and has spread like wildfire throughout the Middle East, global investors get nervous. Often they shed their risky assets like Stocks and flee to the safe haven of the U.S. Dollar and U.S. Bond market.

Leprechauns give us a personal finance lesson!

Personal Finance Lessons From Leprechauns

Leprechauns are those small mystical creatures always stylishly attired in green garb and thinking of ways to hide their pot of gold. Or that is the impression I have gotten from Hollywood interpretations and my limited understanding of Irish lore. Apparently, leprechauns can also teach us a lot about personal finance and saving money.

5 Things You Should Know About Buying a Short Sale Home

Short sales are increasingly seen in the real estate market and some new home buyers may have questions regarding them. Basically if a homeowner has difficulty making mortgage payments, can’t refinance and wants to avoid foreclosure for missed payments they can try to convince their lender to sell the house for less than the mortgage is worth and take the loss. This is a “short sale” because it is short of the amount owed on the mortgage. The seller gets no money but they walk away with their credit relatively intact.The lender loses money but doesn’t have to undergo foreclosure proceedings. It’s not a win-win situation but for both sides it’s not as bad as it could be.

Procrastination Remedies

The Little Book of Procrastination Remedies

Post written by Leo Babauta.

Procrastination is one of those topics that, it seems, I can’t write enough about. There isn’t a person among us who doesn’t procrastinate, and that’s a fact of life.
It’s deep within us. We think we’re going to do something later, or read that classic novel later, or learn French later. But we always overestimate how much we can do later, and we overestimate the ability of our later selves to beat procrastination.
If our current self can’t beat procrastination, why will our future self do it?
I thought I should cover some of the best procrastination-beating strategies, in light of my recent book, focus. People seem to want ways to beat procrastination, so they can actually get down to focusing.
Here’s a quick guide.