Credit Monitoring Program

I recommend gaining access to your 3 credit scores AND 3 credit reports through a credit monitoring company. 

There are many to choose from and later in this e-mail I have a great web address to share with you which will give you several companies to look at and choose from.  

The Credit Monitoring Program WORKS!

Once you have access to your credit information through one of the credit monitoring companies, you will be able to correct discrepancies, repair your credit and ultimately get your middle credit score to an acceptable level for mortgage financing approval.  

Here's some target MIDDLE of the 3 credit scores that you need to shoot for: 

• 620 (for VA financing and the Utah Housing Score Loan), 
• 640 (FHA) and 
• 660 (Conventional)  

With the credit monitoring program I recommend, you don't need to worry about your credit score going down because of repeated lender credit inquiries!  

The credit monitoring program allows you to be in complete control as you monitor your credit and your credit scores! 

Here's a great article about the Correlation between credit scores and mortgage rates. 

•  Call me with questions!  

• Call or e-mail me with your 3 credit scores once you sign up with one of the credit monitoring services and you have received them.  This is a VERY important step in our process of getting your credit approval into place so you can begin shopping for a home. 

• Once we know what your scores are I can discuss how to repair your credit, what your time frames might be for a mortgage approval and answer any questions you might have.  

• With updates from you of what your 3 credit scores are now and in the future, together we will have success in getting a mortgage credit approval letter into your hands!  :)

• Click here for monitoring your 3 Credit Reports and 3 Credit Scores

Testimonial for the Credit Monitoring program:  How Credit Monitoring helped Zach and Riley
Additional testimonials for Marty