100% loan mortgage financing in Utah!

100% loan mortgage financing is again available in Utah!

With the recently announced "Equity Now" program with the State of Utah, buyer's meeting the income and credit standards of the Utah Housing Program can now receive 100% of the funds they need in order to purchase a home!

With the Equity Now Program, first time home buyer's are eligible for the Utah Housing funds to complete the purchase AND qualifies for the $8,000 Federal Tax Credit!

Ask me about my Planning for Success Program for First Time Home Buyer's!

Please call me for additional program highlights and as an approved Utah Housing Lender, I can help you with your Mortgage Loan to get you into your first home before the November 30th expiration of the Federal $8,000 tax credit!

Realtor Thank You from Derrick Sorenson

"Marty and I have had the opportunity to work together on many occasions. As a Sr. Loan Officer it is his responsibility to ensure a successful transaction with my clients.

My clients rely heavily upon his knowledge, experience and people skills, all of which Marty excels in.

I have never had a client be disappointed with Marty’s work.

He is quick to respond and isn’t afraid to address tough issues.

As a result of his upfront, honest and kind nature he has proven himself as an excellent Loan Officer time and time again.

In the three years that we have known each other Marty quickly became one of the few people that I consider referring.

I feel that the work my Loan Officer’s perform is as big of a reflection of who I am and how I conduct my business, as it is to them and their own clients and business.

Marty is capable of handling any Loan that I could ever send him.

He is willing to go the extra mile to make sure things are done correctly.

When you are considering a mortgage loan and loan officer, Marty is the one you should choose.

Sincerely,

Derrick Sorensen
Principal Broker / Owner
Sorensen & Company Real Estate, Inc."

Will and Ann Rodgers-Loan Closing January 22, 2009

Ann, cutest boy in the universe, and Will! Congratulations on a great loan and interest rate!

Hi,
Thanks for all your hard work in helping our family to refinance our home mortgage loan!

I appreciated how easy you made the process for us, especially since we'd just had a new baby.

Thank you!

Will and Ann Rodgers

Delone Keller-January 15, 2009, Reverse Mortgage Closing

Daughter Karen Palmer, Delone Keller and other daughter Cheryl Larsen at Loan Closing!

Congratulations and thanks, Delone, for the opportunity to help you with your Reverse Mortgage needs!

Tim Delamare-January 12, 2009 Closing

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I enjoyed my experience working with Marty. He was very prompt in providing all the necessary information that I needed to complete my re-finance.

The process was seamless and he made it a very simple and a completely enjoyable worthwhile experience.

I look forward to working with Marty for any future mortgage needs.

I appreciated his dedication to the process and his determination to make it a great one for me.

Thanks Marty!

Tim Delamare

Jim and Mckel Harrison-December 29, 2008 Closing

Jim and McKel Harrison and their Realtor, Ava Felt! Their First Home! Congratulations!

Marty was very friendly and easy to work with. You could tell that he was concerned about our need and always excited to give us good news.

He kept us current on our loan process every step of the way and answered any question we could possibly come up with.

He was a big help in the stressful steps of purchasing a home.

Thanks Marty for all your help! Our house really is what we wanted.

Jim and McKel Harrison

Jesse and Jody Reid-Closing 3/4/09

Jody and Jesse and their Realtor, Brad Afuvai! Their first home! Congratulations!

Darren and Ann Smith Closing-January 26, 2009

Ann and Boy's. Taylor, Tanner and Tyler-oldest to youngest! Dad, Darren, was off doing what he does best-Selling! :)

The Smith's wrote this message and sent it to me in LinkedIn:

"We have used Marty for mortgage loans and refinances more than once and have been extremely satisfied with our results each time.

We can always trust that if he says it will be done, it is done.

We will continue to use Marty for all our mortgage needs."

Service Category: mortgage loan officer
Year first hired: 2007 (hired more than once)
Top Qualities: Great Results, Personable, Expert

Home Run 2 Grant 2 Program: How long will it last?

This week, I have been watching the number of grants which are being reserved each day. Today there were 17 grants reserved and if I do the math at 20 grants per day, counting only work days of the week, the grants will be completely committed by November 30th!

Coincidentally, November 30, 2009 is also the expiration of the Grant Program! There are 54 working days remaining until November 30th so if the rate of reservations increases slightly, which is bound to happen, time is of the essence!

With this grant issue, the program requires an appraisal before we can get a reservation for the borrower. In order to quickly expedite the reservation process, here is what I need for an appraisal to be completed:

• Contract with the Builder with sales price and address
• Plans and Specifications
• Plot Plan
• Cost Breakdown

Once we have the appraisal and all of the signed Home Run 2 Grant Forms, I can get the reservation in place!

Utah Housing Equity NOW Program

Governor Gary Herbert announced today that first time home buyer's can now use their $8,000 tax credit for down payment and closing costs!

Utah Housing will give First Time Home buyer's, who meet the credit and income guidelines, a first mortgage loan and a small second mortgage loan for purchase of their home and also payment of closing costs and down payment.

The buyer then applies for the tax credit with an amendment to their 2008 tax returns and when received, can apply the money to their first or second mortgage used to purchase the home. If they apply the money to the 2nd mortgage within 6 months of the loan date, Utah Housing will credit them $100.

Here is the web link with all of the details:

http://b2b.utahhousingcorp.org/PDF/EQNborrower.pdf

I am an approved Utah Housing Lender and can help you with any questions which you have.

State of Utah Home Run 2 Grant Program

Great news! Today, Governor Gary R Herbert announced that there is new grant money available for purchase of a new construction home that has never been lived in before, a home that is being newly built, or a partially built home. There are 1,950 Grants ($7.8 Million).

Here is the Web site for FAQ's and I will be on the approved lender list for this Grant money, just as I was for the first Home Run Grant. Today the Utah Housing site is showing that the Approved Lender List is under construction. Call me and I can answer any of your questions! Here is the site for more information:

http://b2b.utahhousingcorp.org/PDF/HR2faq.pdf