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Wednesday, April 21, 2010
Cody and Erin Baptist Closing-March 8, 2010
Mike and Kristin Neal Closing-March 26, 2010
Mike and Kristin lowered their loan interest rate with an FHA Streamline refinance (no appraisal required) and now enjoy one of the best interest rates in history!
Congratulations Mike and Kristin, it is always great to help you with your mortgage needs! :)
Congratulations Mike and Kristin, it is always great to help you with your mortgage needs! :)
Jake Rackham Closing-January 6, 2010
Tuesday, April 20, 2010
Mike Frazier Closing-January 20, 2010
Dave and Joanne Howe Closing 2/8/10
Jamey Gomez Closing-December 29, 2009
Monday, April 19, 2010
Doug and Heidi Crockett Closing-December 11, 2009
Brian Hunt Closing-December 18, 2009
Listing Agent on transaction was Shauna Ray at Prudential Real Estate and the closing was at Executive Title with Michelle Campbell Escrow Officer.
Brian took advantage of the $8,000 tax credit for First Time Home Buyers!
Congratulations Brian!
Friday, April 9, 2010
Realtors Hosting State and Nationwide Open House Day 4/10/10
Watch your newspaper, listen to your radio and visit Realtor Open Houses to be hosted in your neighborhood, city and state tomorrow, Saturday, April 10, 2010.
With home price affordability at historic low's, interest rates still hovering at all time lows, this is a great time to purchase your next home!
Remember, the first time home buyer $8,000 tax credit and the $6,500 repeat buyer tax credit is available for the taking until Friday, April 30th!
With home price affordability at historic low's, interest rates still hovering at all time lows, this is a great time to purchase your next home!
Remember, the first time home buyer $8,000 tax credit and the $6,500 repeat buyer tax credit is available for the taking until Friday, April 30th!
Today is tax freedom day!
Today is tax freedom day - a day in which you should have paid all federal, state and local tax obligations for the year. It helps to have a Mortgage to get to this day quicker! :) Call me when I can help you!
Wednesday, March 31, 2010
FHA Up Front Insurance Premiums are going UP!
Important reminder for FHA lenders on upfront mortgage insurance premiums:
Lenders are reminded that effective for FHA loans for which the case number is assigned on or after April 5, 2010, FHA will collect an upfront mortgage insurance premium of 2.25 percent. This policy change will increase premiums for purchase money and refinance transactions, including FHA-to-FHA credit-qualifying and non-credit qualifying streamlined refinance transactions. For more detailed information on this premium increase, please see Mortgagee Letter 2010-02 at: http://www.hud.gov/offices/adm/hudclips/letters/mortgagee/files/10-02ml.pdf
Lenders should make every effort to order case numbers early in the week of March 29, 2010, since it is possible that case numbers requested on Friday or Saturday may not be assigned prior to April 5, 2010, and therefore, be subject to the higher premium.
Lenders are reminded that effective for FHA loans for which the case number is assigned on or after April 5, 2010, FHA will collect an upfront mortgage insurance premium of 2.25 percent. This policy change will increase premiums for purchase money and refinance transactions, including FHA-to-FHA credit-qualifying and non-credit qualifying streamlined refinance transactions. For more detailed information on this premium increase, please see Mortgagee Letter 2010-02 at: http://www.hud.gov/offices/adm/hudclips/letters/mortgagee/files/10-02ml.pdf
Lenders should make every effort to order case numbers early in the week of March 29, 2010, since it is possible that case numbers requested on Friday or Saturday may not be assigned prior to April 5, 2010, and therefore, be subject to the higher premium.
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